Real Estate & Lending Steep & Brew

LEAD the Real Estate Recovery

Join Steep and Brew on Monday March 28th for an exciting new program designed to get the fence-sitters back in the game, add 5-10 new transactions into your pipeline, and a lead generation campaign designed for minimum input and maximum results!

RSVP: http://steepandbrewmarch2011.eventbrite.com/

 

Organized Transformations!

Due to overwhelming response the June 22nd event is now FULL! 

However, we have scheduled another presentation on Tuesday June 29th at the GMAR office at 9AM. 

Register for the June 29tht event here: http://steepandbrewideas629.eventbrite.com

April Event at Country Springs Hotel! National Speaker, Trainer and Author Tom Ward Comes to Town!

For those of you who attended our January event, "Designing Your Best Year Ever", you know that Steep and Brew in partnership with Waterstone Mortgage is committed to bringing you the BEST of the BEST! 

We were able to line up nationally acclaimed speaker, trainer, and author TOM WARD of The Majestic Group who will take you on a ride you won't want to miss!

Come see what some of the area's best agents are calling "A place to make good Real Estate agents GREAT" and join us on Wednesday, April 21st. 

RSVP Brian at brian@steepandbrewideas.com AS SOON AS POSSIBLE!  Seating is limited and this event will fill up quickly!

Event details: 

WHEDA Update

Smokin' hot off the press:  WHEDA has posted their "estimated" rates. 

As of today the 30 year fixed interest rates are available at 5.75% assuming a less than 20% down payment.

Remember, there is NO PMI with a WHEDA loan and qualified buyers are able to purchase a single family home with $1000 of out-of-pocket costs. 

Another announced change to the WHEDA program deals with the frequency of interest rate changes: Previously the WHEDA rates would change on a weekly basis.  WHEDA rates will be subject to DAILY changes, not to mention intra-day changes. 

This is an critical piece to consider as the Mortgage Professional who is working with WHEDA buyers MUST be proficient in understanding the nuances of interest-rate market changes and be able to guide a buyer accordingly. 

Now more than ever the value of a Mortgage Planner who has a system in place to help buyers strategically lock-in rates is critical.  At the Brian Kludt Mortgage Team we specialize in educating our clients how the interest rate markets move and demonstrate our proprietary system that will help them lock in their rates at the right time!

WHEDA BACK IN BUSINESS! Hot News!

Untitled from Brian KLudt on Vimeo.

MARCH EVENT!

RSVP HERE:

You Can't Get Your Mortgage News From a Newspaper. And Here's The Proof.

Here's an outstanding blog post from one of my Loan Officers, Dan Green, who writes The Mortgage Reports a daily blog for Realtor's and Mortgage consumers alike.  Dan has a way of taking the complications and nuances of our industry-laden internal verbiage and spinning into layman's terms that all can appreciate...and apply.  Today's post deals with the complete lack of credibility and competency local and national non-industry specific publications (such as local newspapers) has relative to communicating industry-specific news that impacts consumers decisions.  Enjoy and feel free to share!

"This recent clip comes from my local paper's business section.  It exemplifies why researching mortgages can be confusing (and annoying).  We look to our newspapers to tell us the truth; to provide indisputable facts.

In this case, the paper misses the mark. Aside from the spelling mistake in the headline (!), it looks like the local editors pulled irrelevant, stock copy written several years ago.  The 10-year treasury note and mortgage bonds move to the beat of their own drum.

Rates for the 10-year treasury do not correlate to mortgage rates from day-to-day. 

There's a reason why everyone from first-time home buyers to bona fide investors hate the mortgage process -- the media tells them one thing about mortgage rates, and in-the-game loan officers tell them something else.

The reason this happens is because mortgage rates and guidelines are fluid -- too fluid for even most loan officers to keep up.  It's why you should to question the mortgage news you read in the papers -- beat writers just can't keep up with the pace of change these days.

The best way to get your mortgage market news, therefore, is to go to the source.  Talk to loan officers and ask good questions.  Read blogs, follow twitterstreams, or whatever -- just make sure your source is someone in the business. 

It's "time" to "make time"

February Steep and Brew Event Details from Brian KLudt on Vimeo.

February Event - It's time to gain more time!

RSVP HERE:

 

Live your Life on Purpose -

Live Your Life on Purpose: January 25 from Brian KLudt on Vimeo.